Medical costs in a foreign country can be very expensive.

Insuring against these costs can also be expensive.

There are quite a number of health insurance plans available in Cyprus from both local and overseas providers.

Cover provided and premiums payable will depend on age, type and extent of cover required and any pre existing conditions

It is wise to spend some time and effort in selecting your health insurer to get the correct benefit for the least cost.

Worldwide Medical Expenses Protection Plan

The International Private Healthcare Executive range of medical insurance plans offer you and your family the peace of mind of knowing that wherever you are in the world you have access to the best medical attention available.

Three levels of cover are available offering substantial protection against the high costs of medical services and additionally against the risks of receiving lower quality treatment in certain less developed countries.

Executive Plan - protection up to $500,000
Executive Plus - protection up to $750,000
Executive Elite - protection up to $2,000,000

The IPH Executive Plans
To be read in conjunction with IPH Rules and Conditions

Policy Features and Benefit Limits	Executive	Executive Plus	Executive Elite
Total Policy Limit per person per policy year	$500,000	$750,000	$2,000,000
Hospital Services: (all medical treatments/services ordered by a physician)	+Full Refund	+Full Refund	+Full Refund
Per day Room and Board	+Full Refund#**	+Full Refund#**	+Full Refund#
Per day Intensive Care Unit	+Full Refund**	+Full Refund**	+Full Refund
Daily Cash Benefit for use of NHS Hospital	$25	$25	$25
Organ Transplantation per person per policy year	$32,000	$50,000	$65,000
Local Ambulance Services	+Full Refund	+Full Refund	+Full Refund
Nursing at home - Full Refund up to....	+4 Weeks	+8 Weeks	+26 Weeks
Emergency Medical Transportation per person per policy year	$30,000	$50,000	$100,000
Emergency dental treatment following accident	$2,000	$3,000	+Full Refund
Out Patient Services - including:	-	*$3,500	*Full Refund+
- General out-patient Services	-	Cover	*Full Refund+
- Specialist out-patient Services	-	Cover	*Full Refund+
- Laboratory and X-Ray Services	-	Cover	*Full Refund+
- Prescribed Drugs	-	Cover	*Full Refund+
- Post Hospitalisation treatment	$2,500	Covered under Out-patient services	*Full Refund+
- Acupuncture	-	-	*Full Refund+
- Specialist Herbal treatment	-	-	*Full Refund+
Emergency Ward Treatment up to 24 hours	+Full Refund	+Full Refund	+Full Refund
Complicated Maternity Care per pregnancy	-	¥$1,300	-
Normal and/or Complicated Maternity Care per pregnancy	-	-	¥$4,000
Parent accompanying child	+Full Refund	+Full Refund	+Full Refund
Repatriation of Mortal Remains/local burial per person. Death in home country excluded	$3,500	$4,000	$5,000
Permanent total disability per insured person	-	-	$10,000

+ up to policy limit, # single bedded room only, ¥ 12 months waiting period and 25% Co-insurance applies.
* A deductible, amount as per term rules, per ailment claim per policy year applies to outpatient services.
** Treatment in USA and Canada - 25% Co-insurance applies - per day Room and Board, for Executive $180 and for Executive Plus $250- per day Intensive Care Unit, for Executive $360 and for Executive Plus $500.

For more information on the types of plans available please contact us.